Alexis Akira Toda

Alexis Akira Toda

Mathematical economist

Great Barrington Declaration

less than 1 minute read

Published:

I have just signed the Great Barrington Declaration.

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Baby Steps Millionaires (2)

6 minute read

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In my article yesterday, I discussed the book Baby Steps Millionaires by Dave Ramsey. This book presents many real world examples of ordinary people achieving financial independence (“millionaire”) through hard work, discipline, and consistent investment. These stories are all inspiring.

Baby Steps Millionaires (1)

6 minute read

Published:

This weekend, I read Baby Steps Millionaires by Dave Ramsey. I got to know this book because a Google feed article on personal finance recommended it. I could have clicked “Buy Now” on Amazon ($18 or so), but I found it on the catalog of a local library, so I went to the library to borrow the book. As I discussed in my article on frugal habits, if I take into account my opportunity cost for spending 20 minutes to visit the library, it does not make economic sense, but to me visiting the library is part of leisure, so it is justified.

Yield on UCSD pension

1 minute read

Published:

As I was preparing for filing taxes, I paid some attention to my UCSD pension balance. When I quit UCSD last year, I left the pension there instead of taking out. It occurred to me to evaluate the yield on pension, so I made some calculations.