Capital One Quicksilver 0% intro APR (4)

In my post, I mentioned that I have been happy with the Capital One Quicksilver Card because it offered 0% intro APR for 15 months (and the card has no annual fee and gives 1.5% cash back on all purchases).

During the 0% APR period, I racked up nearly $30,000 of credit card debt. By doing so, my credit score went down from around 835 to 795. However, I paid off the debt last week before the end of the 0% APR period. A few days later, my credit score went back to 835. Now that the 0% APR period is over and the credit card offers only 1.5% cash back on everything (less than 2% with my Fidelity card), I contacted Capital One to switch from Quicksilver to Savor, which offers 3% cash back on dining and bakeries.

I highly recommend the card to anybody. If you open an account by clicking this link, you will receive an extra sign-up bonus.